eCommerce

Card-Not-Present Transactions

Card-not-present (CNP) transactions occur when the cardholder is not physically present at the point of sale, such as with online purchases or phone orders. This article discusses the unique considerations associated with CNP transactions, including risk factors, regulations, and fraud concerns. Overall, the article aims to equip merchants with the knowledge needed to manage and protect themselves against the inherent risks of card-not-present transactions.