Key Takeaways:
What the new VAMP ratio actually measures (hint: it's more than chargebacks)
Why refunds via RDR no longer reduce your fraud risk score
How acquirer-level thresholds create new pressure on merchants
Why enumeration fraud is now under Visa's microscope
What proactive steps merchants should take before October
The critical role of Compelling Evidence 3.0
Meet Our Speakers:

Justin Clements
Director of PR & Media Relations,
Chargebacks911


Zak Matthews
Sales Engineering Lead,
Chargebacks911

Episode Summary:
VAMP isn’t just a rebrand of Visa’s old monitoring programs—it’s a structural shift in how fraud and risk are calculated and enforced. Justin Clements and Zak Matthews deliver a merchant-first explanation of the new compliance landscape, including how fraud thresholds are now tracked, why relying solely on RDR and alerts can backfire, and how acquirers may enforce stricter limits than Visa itself. Whether you're a high-risk merchant or an enterprise with an indemnification strategy, this discussion gives you the clarity needed to adapt.