Key Takeaways:
Why many B2B merchants are still paying 30–40% more than they should in processing fees
The difference between B2B, B2C, and B2G payment structures—and what it means for your bottom line
How Level 2 and Level 3 data enable deep fee reductions through interchange optimization
What Visa’s CEDP rollout means for merchants and agents—and how to avoid losing your discount rates
Common mistakes processors make that block merchants from qualifying for lower interchange rates
Simple steps to confirm whether your business is set up to receive optimization benefits
Meet Our Speakers:


Jarrod Wright
VP of Marketing,
Chargebacks911

Episode Summary:
Dustin Magaziner built PayBright from his college dorm room into one of the fastest-growing payment companies in the U.S., now serving more than 15,000 merchants. In this discussion, he breaks down how education, data accuracy, and system setup determine whether merchants qualify for lower interchange rates—and why the stakes have never been higher.
From overlooked data fields to “dummy” transactions that no longer pass Visa’s validation, Dustin outlines what’s changing and how merchants can stay ahead. Whether you’re a payment professional, a merchant services agent, or a B2B merchant looking to save thousands per month, this episode explains how to stop overpaying for every transaction and future-proof your payment operations.
