High Risk Articles

Too Many Chargebacks

Too Many Chargebacks?

Chargeback Thresholds: How Many is Too Many Chargebacks?

Regarding chargebacks, how many is too many? No doubt, that’s a question that can keep you up at night…and for good reason.
Excessive chargeback levels can—and have—put merchants out of business.

Excessive Chargeback programs

Excessive Chargeback Programs

Excessive Chargeback Programs: Here's Everything Merchants Should Know

Credit card chargebacks are nothing but bad news for merchants.
Even a single chargeback can hurt your bottom line. That said, excessive chargeback levels can—and have—put many merchants out of business completely.

high-risk credit card processing

High-Risk Credit Card Processing

High-Risk Credit Card Processing: The Best Service Providers of 2022

Being designated “high-risk” for the purpose of credit card processing isn’t great.
High-risk merchants can face higher fees, more restrictions, and have limited options in terms of which companies are willing to work with them.

Terminated Merchant File TMF

Terminated Merchant File



The Terminated Merchant File: What it is & How to Avoid Being Added to it

Few phrases strike fear in a merchant’s heart like these three simple words: “terminated merchant file.”
If you discover that your business is on this list,

High-Risk Merchant Account

High-Risk Merchant Account

Do You Need a High-Risk Merchant Account? How Do You Rank With Processors?

It’s virtually impossible for eCommerce merchants to operate without accepting credit or debit cards. Before you can accept electronic payments, though,

merchant account reserve

Merchant Account Reserve

What is a Merchant Account Reserve? When & Why Do I Need One?

If there is one element of credit card processing that is universally dreaded by all merchants, it may be the merchant account reserve.

High-Risk Business

High-Risk Business

What is a High-Risk Business? What Does This Mean for Your Bottom Line?

“High-risk business” is a designation applied by payment-card processors. It’s usually based on two general criteria: your industry (some verticals aren’t as stable as others) and your specific situation (things like credit history,

Visa Dispute Monitoring Program VDMP

Visa Dispute Monitoring Program

What is the Visa Dispute Monitoring Program? How Can the VDMP Affect Your Business?

The Visa Dispute Monitoring Program, or VDMP, gives Visa a way to keep tabs on chargeback activity at the merchant level.

Mastercard Excessive Chargeback Merchant Program

Mastercard Excessive Chargeback Merchant Program

The Excessive Chargeback Merchant Program: Mastercard’s New Approach to Managing Disputes

The Mastercard Excessive Chargeback Merchant (or ECM) and the Excessive Fraud Merchant (or EFM) designations are two new programs instituted in 2019 by Mastercard.

Mastercard Excessive Fraud Merchant

Mastercard Excessive Fraud Merchant Program

The Excessive Fraud Merchant Program: Mastercard’s New Approach to Managing Fraud

The Mastercard Excessive Chargeback Merchant (or ECM) and the Excessive Fraud Merchant (or EFM) designations are two new programs instituted in 2019 by Mastercard.

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