If you thought R10 disputes only protected consumers, or that account takeovers were easy to spot, think again. Steve has trained law enforcement, built fraud teams at PayPal and ADP, and even created synthetic identities for white-hat research. This is one episode you can't afford to skip.
Key Takeaways:
Why R10 "chargebacks" via ACH are a growing merchant liability
How synthetic identities are created in under 10 minutes with AI
The link between economic pressure and first-party fraud
Why return fraud is harder to define—and detect—than you think
How fraudsters are scaling attacks using LLMs and automation
The need for new fraud fighters in the next generation
Meet Our Speakers:
Jarrod Wright
VP of Marketing,
Chargebacks911
Episode Summary:
The newest wave of fraud isn’t just sophisticated, it’s industrialized. In this wide-ranging conversation, Steve Lenderman explains how fraud tactics are evolving faster than merchant defenses. From ACH vulnerabilities and synthetic identity creation to return abuse and account takeover, the threats are real, and the margin for error is shrinking. If you're in fraud prevention, risk management, or just trying to protect your bottom line, this episode is a must-listen.
