Merchant category codes (MCCs) that range from 5700 to 7299 are reserved for the deliberately vague, catch-all category of “miscellaneous stores.”
Merchants that don’t fit neatly into other categories are grouped under this miscellaneous range. Caterers, computer software stores, used merchandise stores, pawn shops, and art galleries belong in this category, as do door-to-door sales providers, outbound telemarketing merchants, and subscription service providers.
Examples of specific MCCs in this range include:
MCC | Description |
5722 | Household Appliance Stores |
5732 | Electronics Stores |
5912 | Drug Stores & Pharmacies |
5977 | Cosmetic Stores |
6531 | Payment Service Provider |
7012 | Timeshares |
The relative risk of fraud and chargeback varies within this MCC range more than any other. Overall risk tends to be much more specific to the individual category code. For instance, alcoholic beverage wholesalers (MCC code 5715) are considered high-risk products, but dry cleaners (MCC code 7216) are not.