Merchant category codes (MCCs) that range from 5000 to 5599 are reserved for retail outlet services.
This is a very broad category of MCCs. Department and variety stores, supermarkets, malls, and warehouse stores are grouped under the retail outlet services category. Hardware equipment stores, stationery shops, wholesale industrial and office suppliers, jewelry vendors, florists, drugstores, confectionary stores, bakeries, gas stations, and automotive tire service providers, among other merchants, also fall under this broad category.
Examples of specific MCCs in this range include:
MCC | Description |
5021 | Office Furniture |
5045 | Computers, Computer Peripheral Equipment, & Software |
5122 | Drugs, Drug Proprietary’s, & Druggists’ Sundries |
5139 | Commercial Footwear |
5411 | Grocery Stores & Supermarkets |
In this MCC range, risk tends to be much more specific to the individual category code. For instance, jewelry and luxury goods (MCC code 5094) are considered high-risk products, but electrical parts and equipment (MCC code 5065) are not.