Merchant category codes (MCCs) that range from 4800 to 4999 are reserved for utility services.
Merchants in this category include water, gas, and electric utilities. Garbage collection companies, cable installation services, telecommunications providers, wire and money transfer businesses, and cable television service providers also fall under this category.
Examples of specific MCCs in this range include:
| MCC | Description |
| 4812 | Telecommunications Equipment and Telephone Sales |
| 4829 | Quasi Cash — Money Transfer |
| 4899 | Cable, Satellite, & Other Pay Television & Radio Services |
| 4900 | Utilities — Electric, Gas, Water, & Sanitary |
These services are at a comparatively low risk from chargebacks. Although subscription services tend to be chargeback-prone, they’re less common here due to the nature of these services.
