Chargebacks Glossary

Your go-to resource for understanding payment, fraud, and banking terminology with clear definitions from Acquirer to Zero Liability

Altered Card

An altered card is what happens to a payment card when it has been physically or digitally modified to contain false or unauthorized information. In eCommerce, altered cards pose significant challenges as they are commonly used in fraudulent transactions.

Advanced security measures have been implemented to To combat card alteration. For example, chip technology and holograms that are difficult to replicate.

AI-driven systems can analyze transaction patterns in real-time, quickly flagging any anomalies that may suggest a card has been altered. These security steps help to ensure each transaction is legitimate and that the integrity of payment processing is upheld.

See also Counterfeit Card

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