If you aren't familiar with the function of authorization approval codes, the name might give you a false sense of security. Let’s take a look at what authorization codes are and how they affect your chargeback prevention tactics.
Chargebacks are essentially forced credit card refunds, and consumers can use them for reimbursement if complications arise with the traditional refund process.
Credit not processed chargebacks can be used if the merchant’s refund process doesn’t adequately address the consumer’s needs.
Consumers might use their various credit cards interchangeably, but for a merchant, there is a difference between an American Express chargeback and a chargeback from one of the card associations.