How Chargeback Mitigation Can Reduce Risk and Increase Revenue

For many merchants, chargebacks become a major liability. When chargeback rates start to increase, merchants have two options:
1. They can accept the financial loss as a cost of doing business.

Why a Business Might Be Labelled ‘High Risk’ – and What That Means for The Bottom Line

There are various reasons why a processor might label a merchant as ‘high risk.’ Some characteristics that identify high risk businesses are superficial factors based on the business’s industry or clientele,

How the Interchange Fee Affects Merchants

The privilege of accepting credit card payments comes with a few drawbacks, a major one being the cost associated with processing the transactions. The merchant is responsible for paying various fees;

Will a Merchant Account Reserve Withhold Revenue?

Each merchant account, acquirer and processor is different. However, there is one element of credit card processing that is universally dreaded by all merchants—the merchant account reserve.

Payment Card Industry Data Security Standard

PCI-DSS (sometimes shortened to PCI) stands for Payment Card Industry Data Security Standard.

The History of PCI-DSS

As the popularity of credit card use increased, card networks saw a need to enact security measures to protect consumer data.

Using Tokenization to Keep Cardholder Data Safe

All merchants must comply with the industry’s mandate to protect cardholder information. Unfortunately, because of increased fraudulent activity in recent years, the task of keeping payment card data safe isn’t easy.

What is AVS and How Will it Help Prevent Chargebacks?

Address Verification Service is an automated fraud prevention program. If managed properly, AVS can help reduce the risk of chargebacks.

Detecting Fraud and Preventing Chargebacks

Address Verification Service is an automated fraud prevention system that aims to reduce the number of unauthorized transactions.

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How Card-Not-Present Transactions Differ from Card-Present Transactions and the Risks They Carry

When making a purchase using a payment card, cardholders encounter one of two types of transactions: card-present or card-not-present. When a customer makes a purchase from a location that is different than that of the merchant,

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Do You Know the Difference Between the Acquirer and Issuer?

The acquiring bank (also merchant bank or acquirer) is the financial institution that maintains the merchant’s bank account. The contract with the acquirer enables merchants to process credit and debit card transactions.

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Place a Fraud Alert with a Code 10 Authorization Request

Thanks to emerging technologies and increased eCommerce popularity, there are always significant risks of fraud for card-not-present merchants. While card-present purchases tend to be safer,

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