gray chargebacks

Chargeback Reasons

The Reasons Chargebacks are Filed
and the Gray Areas in Between

What started as a crucial element of consumer protection has since been manipulated into a consumer driven tool to commit fraud. Chargeback reasons no longer serve their intended purpose.


Chargebacks Explained

A Chargeback Definition: An Expert Explanation of Chargebacks - What They Are and What They Mean for Your Business.

Whether you are a merchant who has received his first chargeback or a consumer curious about how chargebacks work,

High Risk Processing Credit Cards

High Risk Credit Card Processing

The Role Chargebacks Play in High Risk Credit Card Processing

All business ventures come with a fair amount of unpredictability. Avoiding certain hazards seems obvious, while other risks might be worth the gamble. One situation isn’t as clear-cut as it may seem.

merchant rights

A Merchant’s Chargeback Rights

How Merchants Can Uphold their Chargeback Rights

When people hear the phrase, “chargeback rights,” they think of consumers. Consumers have the right to file a chargeback against unscrupulous merchants and in instances of fraud.


Pre-Compliance Chargebacks

Pre-Compliance Chargebacks: What are They and What do They Entail?

Pre-compliance chargebacks are a topic of mass confusion in the processing world today. These chargebacks (sometimes referred to as chargeback reason code 98) are misunderstood by merchants,

cb system

Chargeback System

How Effective is Your Current Chargeback System?

A chargeback system is difficult to manage—especially for new merchants. It involves a lot of intricacies relating to the people and processes. You’ll need to understand:

Chargebacks: A Basic Explanation

We have a really great article explaining what a chargeback is.

pre arbitration

Pre-Arbitration Chargeback

Visa's Pre-Arbitration Chargeback Process

You’re probably already familiar with the concept of chargebacks. If not, be sure to check our blog article explaining what a chargeback is.
The concept of a pre-arbitration chargeback, however,


Visa Chargeback Reason Code 57

Chargeback Reason Code 57: Fraudulent Multiple Transactions

Each chargeback is accompanied by a numeric reason code. Mastercard and Visa chargeback reason codes vary, but each credit card network maintains a list to help merchants understand what caused the dispute.


Visa Chargeback Reason Code 71

Chargeback Reason Code 71: Declined Authorization

Unfortunately, many chargebacks are caused by merchant error. Visa chargeback reason code 71 is the perfect example (Visa chargeback reason code 74 is another). Criminals and friendly fraudsters don’t cause these profit losses;